According to research from Sainsbury’s Finance half a million Britains travelled on potentially invalid insurance policies last year. More than 500,000 travellers failed to declare medical conditions before travelling, this can lead to claims being declined if policyholders fall ill while overseas. Respondents provided mixed reasons; including embarrassment about talking about medical conditions as well as fear that they would not be offered insurance. Being open and honest with your insurer is incredibly important though. A number of insurers are happy to accept holidaymakers with pre-existing medical conditions including

The recent cancellations due to the ash cloud have shown how little understanding of their insurance policy the average British traveller has. After cancellations many travellers discovered that financial loss and extra expenses were excluded in their insurance policies. This month industry experts at the Barclays Travel forum confirmed that many people are completely unaware of what insurance cover they have and that only around 20% of travellers have adequate protection.